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Overview

Payment group: Real-time Banking
Payment product id: 816

We enable you to accept giropay payments on your webshop through Ingenico Connect. When German consumers choose to pay by giropay, they are redirected to their familiar online internet banking package to confirm their payment information. We process the transaction in real-time and transaction feedback is provided immediately to us. A real-time confirmation message is provided to both you and your customer with the payment status. It should be noted that the consumer only sees a summary of the transaction on the bank’s web pages, not on your website.

Merchants Advantages

  • There are more than 35 million German consumers that have access to giropay.
  • Over 1,500 banks integrated to giropay.
  • You receive a real-time response on the status of their transactions and money is directly debited from the customer’s bank account.
  • No chargeback or reversal risk
  • Access to a large pool of customers by tapping into non-credit card holders.

Optimized for:

Key benefits

  • Increase conversion by offering a recognized and trusted payment method
  • Real-time authorization approval/decline response supporting faster delivery of goods and services to the consumer
  • Secure payments
  • Fast settlement cycle
  • International acceptance

Boarding

We will be happy to help you get started.

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