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Cards Overview

Payment group: Cards (debit & credit)
Payment product id: 128

Discover credit card was introduced in 1985 by a large US retail company. Starting from 2006 it also issues debit cards. At present moment it counts 105+ million cardholders in 190 countries. Unlike Visa and Mastercard, Discover also issues its own cards via Discover Bank. It operates on Discover Global Network together with such brands as Diners Club, JCB, UnionPay, RuPay, Elo, Troy, DinaCard.


ProtectBuy is a 3D Secure service from Discover. It validates the customer’s identity at time of transaction and provides a near real-time actionable response to high-risk transactions to help reduce total fraud among cardholder base and decrease dispute-handling costs.

Optimized for:

Key benefits

  • Card payments enable e-commerce with a real-time authorization approval/decline response supporting the faster delivery of goods and services to the consumer
  • Real time authorization
  • Secure payments
  • Fast settlement cycle
  • International acceptance


In order to start processing credit cards you will need to sign a "Card Not Present" agreement.
We will be happy to help you get started.

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