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Cards Overview

Payment group: Cards (debit & credit)
Payment product id: 125

Japan Credit Bureau (JCB) was established in January 1961 and two months later issued Japan's first credit card. As Japanese tourists traveled abroad, Japan's credit card companies started issuing cards with US based international brands to secure acceptance abroad. JCB was the only one to decide to establish its own global acceptance and service network. Since the beginning of its international expansion in 1981 JCB acquired over 150 mln card members in 23 countries. JCB is also in a strategic alliance with Discover Network merchants in the United States, UnionPay merchants in China, American Express merchants in Canada, and RuPay merchants in India. As of January 8, 2018 JCB USA will no longer issue JCB cards in the American market, foreign JCB cards will continue to work through the Discover network partnership.


This is a payer authentication program from JCB.

Optimized for:

Key benefits

  • Card payments enable e-commerce with a real-time authorization approval/decline response supporting the faster delivery of goods and services to the consumer
  • Real time authorization
  • Secure payments
  • Fast settlement cycle
  • International acceptance


In order to start processing credit cards you will need to sign a "Card Not Present" agreement.
We will be happy to help you get started.

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