SEPA Direct Debit

• Overview
• Countries & currencies
• Process flows
• Testing
• Additional information
• Reporting
• FAQ

Process flows

In order to integrate SEPA Direct Debit, please refer to our API Reference.

1. Consumer places order and decides to pay by SEPA Direct Debit. You create the token
2. We return mandate reference
3. You present mandate
4. Consumer signs mandate
5. You inform us of the signed mandate
6. You instruct Direct Debit transactions
7. We send the settlement file
8. Our bank sends request to debit account
9. Consumer bank informs us about the successful debit and transfers the funds
10. We retrieve the statement and we process the settlement
11. We reports the transaction and remit the funds