UnionPay International - ExpressPay
Cards OverviewPayment group: Cards (debit & credit)
Payment product id: 56
UnionPay is the largest Card Payment organization in the World with over 7 Billion issued cards (Debit Cards and Credit Cards combined). It was founded in 2002 in order to unify the cards network in China. Although the fast majority of Chinese consumers have a preference for Alipay and WeChat Pay, accepting UnionPay cards is an important back up channel to fully cover the preferred payment methods.
On the Ingenico ePayments platform we are supporting 2 different types of integration:
- SecurePay: This integration offers Authentication of the consumer on the UPoP Platform. The consumer is redirected and can select multiple payment methods, including, Online Banking, Mobile Banking and Bank Cards issued by Union pay. There is no chargeback risk on this interface.
- ExpressPay: This interface requires no re-direct and supports recurring transactions. Please note that this interface has a chargeback risk.
This page will tell you more about our ExpressPay integration. If you want know more about our SecurePay integration please click here.
- Card payments enable e-commerce with a real-time authorization approval/decline response supporting the faster delivery of goods and services to the consumer
- Real time authorization
- Secure payments
- Fast settlement cycle
- International acceptance
In order to start processing credit cards you will need to sign a "Card Not Present" agreement.
We will be happy to help you get started.